Solutions
Real-world assets, moved under real-world rules.
Four capabilities, delivered together or separately: issuance, settlement, compliance and reporting. Each one is designed to survive the due-diligence review that follows it.
Request a briefingWho we build for
Three kinds of institution, one set of foundations
Financial institutions
Banks, brokers, asset managers and licensed platforms that need tokenisation capability inside an existing regulatory perimeter — with the register, the controls and the audit trail a supervisor will ask to see.
Corporates & asset owners
Issuers, energy producers, commodity holders and family offices holding assets that are valuable but illiquid. We build the route from the certificate in the drawer to a settled, transferable on-chain position.
Blockchain ecosystems
Protocols, token issuers and digital-asset venues that need institutional-grade front ends, disclosure discipline and integration work to become credible to regulated counterparties.
Asset tokenisation
Every token traceable to something real
A token is only as good as the evidence behind it. Our issuance pipeline binds each unit to a validated source record and keeps that link intact for the life of the asset.
- Verify at source
- Assets are validated against the recognised registry for their class and certified by independent auditors before a single unit is issued.
- Issue with provenance
- Each unit carries its metadata, its certificate reference and its chain of custody, so provenance can be reconstructed by anyone with the token in hand.
- Retire permanently
- Retirement is final and publicly verifiable — the mechanism that makes double-counting impossible rather than merely discouraged.
Programmable settlement
The rulebook, expressed in code
Restrictions written into a term sheet are enforced by people. Restrictions written into the settlement layer are enforced every time, on every transfer, without anyone remembering to check.
- Transfer control
- Wallet whitelisting, lock-up periods, jurisdiction blocks and holder caps enforced at the point of transfer — the offering's legal perimeter, made operational.
- Collateral logic
- Collateral ratios, borrow limits and liquidation thresholds applied automatically, with the parameters and their risk disclosed to holders in plain language.
- Instant, provable settlement
- Settlement and the record of settlement are the same event, which removes the reconciliation gap that costs back offices their nights.
Compliance & audit
Built to be examined
Our clients are the licensed party. Our job is to make their compliance provable at any point in the future, from evidence captured at the time it mattered.
- Onboarding and qualification evidence
- Investor intake, professional-investor attestation capture, KYC and AML vendor integration and sanctions screening — with the evidence file retained, not just the outcome.
- Immutable audit log
- Every state change is recorded with actor, timestamp and prior value. Records are exportable in the form a regulator asks for them.
- Versioned disclosure
- Offering documents and published material are versioned and audit-trailed, so it can be proven what a holder was shown, and when.
Asset classes
Where we have already done this
The machinery is general. These are the classes we have taken all the way to production.
Renewable energy certificates
I-REC and hydro RECs issued, pledged, borrowed against and retired — including instruments banks decline to lend against.
Learn moreCarbon & environmental assets
Verified offsets retired transparently and recorded permanently against double-counting, under Verra VCS, Gold Standard and ISO 14064.
Learn moreGreen bonds & structured collateral
Structured liquidity against qualified green assets, releasing capital without forcing the disposal of strategic inventory.
Learn morePhysical & collectible assets
Custodied physical goods fractionalised on-chain, with provenance and vault attestation carried by the token itself.
Learn more
Questions
What institutions ask first
Are you a financial intermediary?
No. Trilumi is a technology provider. We do not hold client assets or client money, we are not a merchant of record, and we make no allocation, suitability or investment decision. Licensed activity is performed by our clients under their own authorisations — and our architecture is designed so a reviewer can verify that rather than take it on trust.
Who controls the production environment?
You do. Production runs in your cloud tenancy, on your domain, against your database, under your administrator credentials. Our support access is time-boxed, logged and revocable. We do not keep standing root on a client system.
Which chains do you support?
EVM-compatible networks today, with the integration layer built so that adding a rail is configuration rather than a rewrite. The right answer is usually the chain your counterparties and custodian already settle on, and we will say so if that is not the one you arrived with.
Can you work inside our existing systems?
That is the normal case. The platform exposes APIs and exports designed for existing core banking, treasury and reporting stacks, so tokenisation becomes an additional capability rather than a parallel institution.
Do you provide legal or regulatory advice?
No. We build to a perimeter your counsel defines, and we are direct about where a design would put you outside it. Every engagement assumes your own qualified counsel signs off before anything faces the public.
Next step
Bring us the asset. We will map the route.
A first briefing is a working session: what you hold, who has to be satisfied, and what the shortest defensible path to production looks like.