Hong Kong · Technology & financial services
The infrastructure of programmable money.
Trilumi builds the systems that move real-world value on-chain — issuance, settlement, custody controls and audit — for financial institutions, corporates and the blockchain ecosystems they connect to.
Five platforms designed, built and running in production across collateral, green finance, tokenised collectibles and consumer rewards, plus Academy — the learning platform we run ourselves.
Built against
- EVM-compatible networks
- I-REC Standard
- Verra VCS
- Gold Standard
- ISO 14064
- Independent audit
What we build
Four layers institutions actually need
Anyone can mint a token. What a regulated institution cannot buy off the shelf is the machinery around it — the register, the controls, the evidence and the exit. That machinery is our product.
Asset tokenisation
Issuance pipelines that bind each token to a verified real-world asset: source validation, registry reference, metadata and an unbroken chain of custody.
Learn moreProgrammable settlement
Transfer control, collateral logic and settlement flows expressed in code — lock-ups, whitelists, jurisdiction blocks and liquidation rules enforced automatically.
Learn moreCompliance & audit
Onboarding and investor-qualification evidence, immutable audit logs and regulator-ready exports. The evidence file is the product, not a feature bolted on later.
Learn moreInteroperability
One integration layer across chains, registries, custody providers and existing back-office systems, so a new rail is a configuration change rather than a rebuild.
Learn more
Interoperability
One layer between your institution and every chain
Fragmentation is the tax on digital assets: every network, registry and custodian speaks its own dialect. Trilumi sits between them and presents one interface to your systems.
- Chain-neutral by design
- EVM networks today, others as your counterparties adopt them. Nothing in your integration is rewritten when the rail underneath changes.
- Registry and custody connected
- Certificate registries, custodians and validators are wired into the same pipeline that issues and retires the token, so the on-chain record and the off-chain record cannot drift apart.
- Fits the stack you already run
- APIs and exports designed for existing core banking, treasury and reporting systems — the integration meets your architecture rather than replacing it.
Compliance posture
We build the system. You hold the keys.
The fastest way to fail a Hong Kong due-diligence review is for the technology vendor to look like a financial intermediary. Three commitments keep that line unambiguous — and each is testable.
- Client-controlled production
- Your cloud tenancy, your domain, your database, your administrator credentials. Our support access is time-boxed, logged and revocable — never standing root on your environment.
- No money path
- No treasury addresses in our configuration, no payment-provider accounts in our name, no merchant-of-record status. Client funds never touch infrastructure we control.
- No discretion
- We ship the workflow; your licensed staff make every decision inside it. There is no approve button in our software that we are the ones to press.
The record
What we have built — and the rules we build by
- platforms designed, built and running in production
- 5
- platforms designed, built and running in production
- delivery languages shipped end to end: English, 繁體中文, ภาษาไทย
- 3
- delivery languages shipped end to end: English, 繁體中文, ภาษาไทย
- client funds, keys or allocation decisions held by Trilumi
- 0
- client funds, keys or allocation decisions held by Trilumi
- of the stack handed over — source, infrastructure and audit trail
- 100%
- of the stack handed over — source, infrastructure and audit trail
Selected work
Live platforms, not prototypes
Every system below is deployed and reachable today. They span collateralised lending, green asset finance, tokenised physical goods, consumer-scale rewards and interactive learning.
Collateral & liquidity
MGW Token
mgw.trilumi.xyz
VisitA carry-trade platform where holders pledge REC Token as collateral, borrow MGW against it and keep the underlying real-world asset earning. Built with explicit collateral-ratio, liquidation and smart-contract risk disclosure, and shipped in English, 繁體中文 and ภาษาไทย.
- Collateralised lending
- RWA
- Trilingual
Green asset finance
Viridis
viridis.trilumi.xyz
VisitGreen asset finance in two forms on one platform. A liquidity desk for green bonds and hydro renewable-energy certificates — instruments banks will not lend against and exchanges will not list — and a structured collateral framework that releases capital against qualified green inventory without forcing its disposal. Eligibility screening is built into the front door.
- Green bonds
- Hydro RECs
- Structured collateral
- Inventory finance
Tokenised collectibles
Cigar RWA
cigarrwa.trilumi.xyz
VisitPremium cigars custodied and tokenised, with each lot issued as a set of on-chain cards. A proof that the same custody, provenance and fractionalisation machinery works for physical collectibles, not only financial instruments.
- Custody
- Provenance
- Fractionalisation
Consumer rewards
Alli Coin
allicoin.io
VisitA consumer rewards ecosystem — activity tracking, a planting game, a marketplace and an in-app wallet — with its own mobile application. Where the institutional stack meets a retail-scale user base.
- Mobile wallet
- Marketplace
- Consumer scale
Issuer communications
REC Token Content Hub
reccontent.trilumi.xyz
VisitA versioned content and communications hub for a token issuer, keeping published material consistent, dated and reviewable across channels — the disclosure discipline institutional issuers are held to.
- Disclosure
- Versioned content
- Issuer tooling
Learning
Trilumi Academy
academy.trilumi.xyz
VisitA planetarium of learning games. Each exhibit is a playable instrument built around one idea in the stack — from the number field under a ledger to the reasoning behind a contract — so the mechanics can be handled rather than read about. It is our own platform, delivered in English, 繁體中文 and ภาษาไทย.
- Interactive learning
- In-house platform
- Trilingual
Anyone can build a portal. The reason a licensed firm pays for ours is that it makes their compliance provable.
How we engage
From mandate to handover
A disciplined sequence that ends with your team operating the platform, your auditors able to prove it, and us on support rather than in control.
Scope and perimeter
We map the asset, the counterparties and the regulatory perimeter the platform has to sit inside, then write down what the system will and will not be allowed to do.
Design the controls first
Register, transfer restrictions, qualification evidence and audit logging are designed before any interface, because they are what a reviewer will test.
Build and integrate
Issuance, settlement and reporting are built against your chains, registries and back-office systems, in your languages and your markets.
Hand over the keys
Production runs in your tenancy under your credentials. You receive the source, the infrastructure definition and the audit trail; we hold only the access you grant.
Get started
Unlocking blockchain for everyone
Tell us what you need to issue, settle or prove. We will come back with a scoped, regulator-aware route to production — or tell you plainly if there is not one.